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The cost of Living crisis is our top priority as we know this may be a worrying time for many – especially as we see the rise in energy, fuel, food and rent prices, with a small rise in maintenance loans which does not reflect the increasing expenses of students. We are working hard to try and support you during your time as a student and to ensure this crisis is also a priority of the University. We also know this is impacting students across the country and we are forming good connections with other SU’s to work together in lobbying the government and local MP’s.

Here is where you will find a range of resources which we hope will help you during this crisis, as well as blogs which will highlight the progress on our commitments as well as how we are lobbying for change.

If you would like to contact us with any feedback or suggestions for change, please email:

Su.president@hud.ac.uk   Su.communities@hud.ac.uk     Su.equalities@hud.ac.uk            Su.education@hud.ac.uk        Su.activities@hud.ac.uk

Here are our top tips of managing your money.

Student budgeting planning

There's lots to think about when you go to uni, but sorting your budget should be your top priority. Inflation's running at 10%, yet student maintenance loans have only risen by up to 4% since last year. It's not enough, and will make it even more important to budget sensibly. Knowing what you have to spend each week is essential... here's how to do it.

Student budgeting planner - including spreadsheets to help you budget - MSE (moneysavingexpert.com)

Budgeting spreadsheet and more information surrounding budgeting

Here is a budgeting spreadsheet which is a tool to aid you in managing your expenses whilst studying at the University

How to budget at university - Save the Student

There are some really useful budgeting tools online such as Student Budgeting Tools

Savings calculator

It’ll help you:

Work out how long it’ll take to save for something, if you know how much you can save regularly.

Or if you need something by a certain date, we can tell you how much you need to save regularly.

How to keep your savings on track by giving you some helpful tips.

Savings calculator | Savings and interest payments | MoneyHelper

Best student banks

Here is a list of the best student friendly banks

Student Money And Budgeting (which.co.uk)

Clearing your overdraft

If you have a large debt from your student overdraft, don't panic. Use these tips to pay off your debt quickly and avoid paying interest.

How to clear your student overdraft - Which?

Money saving apps

Here are the best money saving apps to help you manage your money

16 best money saving apps - Save the Student

Student living index

Below is a student living index provided by NatWest which gives you insider knowledge on student life.

Student Living Index 2021 | University Living Costs | NatWest

Resources to receive support

Cooking on a Bootstrap Blog

There are a range of great blogs on this website, giving recipes for low cost meals and much more.

https://cookingonabootstrap.com/category/blog/

The Student Food Project

The Student Food Project features a range of blogs around student life. From blogs about netflix to blogs about food

https://www.thestudentfoodproject.com/blog

TikTok Recipes

TikTok features a range of short form video content, here are a few that relate to recipes you can make in a matter of minutes!

https://www.tiktok.com/discover/easy-student-meals-to-cook

Batch cooking for students

Batch cooking student meals is a great way to save money and be your future friend. As you embark on your University career it will become increasingly important to have affordable healthy food readily available. Resist the urge to splurge on takeaways with tasty meals ready to heat up. With a little bit of planning, it’s easy to make plenty of nutritious meals without having to spend all your food budget. It’s all about planning and preparation!

https://www.u-student.com/cooking/batch-cooking-student-meals/

How to maximize space in your freezer

Here are 6 tips to make the most out of the space in your freezer

https://www.apartmenttherapy.com/6-brilliant-hacks-to-organize-your-freezer-253541

Shop at cheaper supermarkets such as Aldi and Lidl

https://www.aldi.co.uk

https://www.lidl.co.uk

Too good to go

Too good to go is a great app on which you can find large bags of cheap treats and discounted groceries.

https://toogoodtogo.co.uk/en-gb/

University Catering account code - YSVEG5KB

SU Shop account code - 7VD4XS44

Community Support

This booklet provides local information for Kirklees Residents for a range of community support.

Community Support Resource

The best student discounts

HC2 Form – free

Free prescriptions for low-income students

https://www.nhsbsa.nhs.uk/nhs-low-income-scheme/hc2-certificates-full-help-health-costs

C-Card – free

To book appointments with our University Optician:

https://www.valliopticians.co.uk/book-an-appointment

It is located in Joseph Priestly and if you book an appointment with a student, you can receive a free eye test and a free contact lense assessment. Students also get 20% off their glasses.

Free condoms, pregnancy tests and advice for 18-24 yr olds.

https://www.locala.org.uk/services/sexual-health/under-18s/c-card

UniDays – free

https://www.myunidays.com/GB/en-GB?gclid=EAIaIQobChMIzMzKxZiH-AIVp4BQBh3icAMPEAAYASAAEgJy2_D_BwE

Variety of discounts available when signed up with a student account.

Student prime - £3.99

Free for 6 months then £3.99 after that period.

Amazon Prime Offer

Spotify - £5.99

One month free then £5.99 after when registered with a student account.

https://www.spotify.com/uk/student/

Student Beans – free

Variety of discounts available when signed up with a student account.

https://www.studentbeans.com/uk

Totum - £24.99

Variety of discounts available when signed up with a student account. Price includes 3 years for the price of 2.

https://www.totum.com/campaigns/get-refreshed-with-totum?gclid=EAIaIQobChMIu_2h9JmH-AIV8IBQBh0nqAyKEAAYASAAEgILovD_BwE

The Warehouse – free

Free drink when signed up & a range of offers, subject to change.

https://www.pubswithmore.co.uk/thewarehousehuddersfield/unicrew

Railcard 16-24 - £30-£70

1/3 off train travel, the card comes free with a Santander student account.

£30 for one year or £70 for three years.

https://www.16-25railcard.co.uk/

Free/Cheap Days Out for you

List of places in Huddersfield (town and surrounding areas)

Description: List of places in Huddersfield (town and surrounding areas)

https://www.tripadvisor.co.uk/Attractions-g190748-Activities-zft11292-Huddersfield_West_Yorkshire_England.html

List of places across Yorkshire

List of places to go and activities that are free or cheap around Yorkshire – but please consider additional travel expenses

https://leeds-list.com/culture/free-things-to-do-in-yorkshire/

HSU societies

A list of our societies that you can join – Some run between September to April and some societies are ran over Summer. All host great events and activities you can get involved in.

Don’t see any that you are interested in? You can always get in touch with us and start your own!

https://www.huddersfieldsu.co.uk/get-involved

Here are our housing tips!

Student housing checklist

12 key tasks to do when you first move in.

https://www.theuniguide.co.uk/advice/student-accommodation/student-housing-checklist-12-key-tasks-when-moving-in

Council Tax for students

Read below a guide related to council tax for students, everything you need to know

https://www.citizensadvice.org.uk/housing/renting-a-home/student-housing/students-in-private-rented-accomodation/student-housing-council-tax/

Private Renting

Get advice about renting from a private landlord if you have an assured shorthold tenancy. Most people have this type of tenancy.

https://www.citizensadvice.org.uk/housing/renting-privately/

Citizen’s Advice

Many students live away from home when they go to university. Whether you're living in university halls of residence or privately rented accommodation, it's important to know what your rights and responsibilities are.

These pages provide information and advice on housing issues that you may encounter whether you're living on your own or sharing with friends.

https://www.citizensadvice.org.uk/housing/renting-a-home/student-housing/

LIV Student Blog

https://livstudent.com/moving-into-student-accommodation/

Living at University Article

https://www.theguardian.com/education/2021/sep/13/where-should-you-live-at-university

Accommodation advice

A resource providing you with advice around your student accommodation.

https://universitycompare.com/advice/accommodation/

What you need to know before

What you need to know before going to University

https://www.prospects.ac.uk/applying-for-university/university-life/what-you-need-to-know-about-student-accommodation

HudLets Letting agency

Find the best accommodation within your budget with our very own HudLets!

https://www.hudlets.co.uk/

Energy bills guide for Students

We’ve pulled together a guide to give you the energy basics. From finding a great deal and tips to save money on energy bills, to cutting your carbon footprint and splitting your bills with your housemates, we’ve made you a crib sheet.

https://www.edfenergy.com/for-home/energywise/a-guide-to-student-bills

Tips on receiving support

University of Huddersfield Hardship Fund application

https://students.hud.ac.uk/help/finance/learning-fund/

The welcome centre foodbank

https://www.thewelcomecentre.org/

Huddersfield Students’ Union Advice Centre

https://www.huddersfieldsu.co.uk/advice

Here are tips from your Officers!

Stay on the University Campus for longer and use this time to charge your electronic devices to save money on energy bills.

Shop around for the best phone bill options – you can save money on both contract and sim only deals.

https://www.moneysupermarket.com/mobile-phones/

Saving money on laundry can be achieved by buying a washing maiden to dry clothes so it's not an extra £3 a week on dryers.

https://www.wilko.com/en-uk/wilko-deluxe-clothes-airer-14m/p/0107006

Enjoy nights out?

Wednesday nights are student nights which means cheaper drinks than a weekend! If you join one of our societies, you may even get some further discounts in some venues.

Flat parties and Pre drinking...

Before you head off into town, to help save money, you can organise to meet your friends at home and play some drinking games.

Look at your travel options!

Look online to see whether a bus, coach or train is cheaper for your longer journeys.

The university library have a wide range of entertainment books and DVDs to rent for free to help save money on entertainment.

It is good to use comparison sites for energy bills, Wi-Fi, Phone insurance, car insurance etc. To find the most affordable options.

Community Fridge Map